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Download Ebook , by Craig Randall

Download Ebook , by Craig Randall

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, by Craig Randall

, by Craig Randall


, by Craig Randall


Download Ebook , by Craig Randall

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, by Craig Randall

Product details

File Size: 406 KB

Print Length: 144 pages

Publisher: Proven Income Guides (August 3, 2014)

Publication Date: August 3, 2014

Sold by: Amazon Digital Services LLC

Language: English

ASIN: B00MELSZ6E

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Amazon Best Sellers Rank:

#256,444 Paid in Kindle Store (See Top 100 Paid in Kindle Store)

Unfortunately, I made a lot of really stupid mistakes when I was younger and now have really bad credit. I can't afford to hire a credit repair company so I am on my own with this. I have just started to use this book and so far it has been really easy to follow. I am so looking forward to seeing what happens. If I have time, I'll come back later and post how I did!SEPTEMBER 1ST UPDATE:I promised I would come back and update this review after a couple months and this is it.I bought the book in late May and so I have been using the book ideas for about three months now.The author challenges you to keep track of your progress so I wanted to track how this book helped me as I followed its instructions.When I started, my credit score was 532 and I had a bunch of negative dings on my report including an unpaid student loan. I started using the dispute methods immediately and in the first month, I was able to remove two 30 day late payments from a Capital One auto loan. Credit score improved to 566 in one month.After three months (September 1) I had been able to fix:US Bank CC - updated to paid as agreed (had multiple late payment hits).Lincoln Financial Services - deleted.NY Recovery Associates - deleted.Credit score improved to 684. Over 150 points since I started! Because of that, I am totally fired up to keep going and see how high I can get it.I can’t speak for anyone else but it is working for me. I'll try to post again in a couple months.

Credit Repair Secrets presents good, basic information and advice on increasing your credit score. The book shows how anyone can have credit problems regardless of their wealth or circumstance but with patience and the proper steps it can be improved.The information is clearly stated in simple terms. Information is repeated in different ways to emphasize credit report structures. There are lots of lists but detailed information is lacking. This book is a good start to how to repair credit but more research would probably be necessary to thoroughly fix a bad score.Craig Randall points out what pitfalls you can avoid.He explains the differences in various credit reports, how to get your score, what it means, and how to improve it. It goes beyond credit cards and bills, even dealing with unpaid home loans.It is a short book but there are little tricks and information that can save you research time. If you want to improve your credit score, this book lists the contacts and resources available as well as how and when to tackle discrepancies.BTW I have no idea what the 25 years on the cover refers to.

This is like a Credit Repair for Dummies type of book. It has very useful information that I found very correct. I have tried to repair my own credit and I can attest to many of the facts stated in this short book. First of all, what many people don’t know is that when you get divorced your credit that you have built (or broken) together follows you. What Craig Randall tells you seems so basic and obvious, but so many people don’t know how to begin to deal with creditors so these tips are a push in the right direction. What I like most about this book is it causes your intimidation with the creditors and credit bureaus to be replaced with confidence. Highly recommend this read. It wont take much of your time, but can make a lifetime of a difference!

Definitely a must read book. Everyone needs to understand how the credit reporting system works, what is a minor problem and what is a big deal. Craig Randall knows how to fix a bad rating and details what you need to do if your credit history is not good. He tells you step by step what you can do about that and how you can avoid the problem in the future so you won't get into that bad situation again. He says he learned most of these points the hard way and hopes to help people so they can avoid that pain. Follow his steps and you'll keep your own score high.This book spells it all out for you and gives you practical ways of doing something about raising your credit score.

One of the best how to books I’ve read. Gives concise, accurate, helpful information which was not only reassuring, it was also quite inspiring simply because the tone is so confident. In a day and age where finances and credit are usually thought of with dread, it was a welcome change to have a breakdown of the facts without the doom and gloom you’ve ruined your life you financial deadbeat tone one tends to encounter in books (and commercials!) about personal finances. Highly, highly recommend.

I have to be very honest. I don't like reading self-help books--at all. This book, though, was the best book that I've ever read on finances and fixing your credit score. It gets five stars because of several different reasons. First, author Craig Randall has 25 years of experience in the field of credit repair and it shows. I've had issues with clearing up misinformation on my credit report, making settlement payments, bankruptcy, etc. It would have been nice to have had this book back then. Second, Randall writes in an informal manner so that the reader feels like he or she is sitting down and casually discussing credit repair with Randall. Third, he reiterates important information so that the reader can remember pertinent facts later. And fourth, my favorite point, is that Randall tells the reader EXACTLY how to proceed. For example, when trying to clear up an old debt, a charge-off, Randall states that going to a supervisor of the company owed money to and admitting that there were financial issues in the past that were the debtor's fault, usually softens the company up enough to work out a payment plan or pay a portion of the debt. Randall knows, not only the numbers, but also, how people think. This really is a terrific tool for clearing up your credit whether your score is 200 or 700.

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